Buy a home without all the stress!

Start Living Your Dream Today. Buy a Home with the Willamette Valley Real Estate Team.

While the process to buy a home can seem intimidating, once you know what to expect it’s actually pretty simple. Knowing what to expect before you begin the process will lessen some of the anxiety associated with the home buying process. You can rely on our real estate agents to help and educate you should any issues come up during the process.

Get started today, fill out our buyer questionaire!

Buy a Home the Stress Free Way!

In order to ensure your success in finding the perfect abode, we have crafted this short guide to help you get started.

Step 1

Check your Credit

Before you decide to buy a home, or even contact a lender or an agent, it’s smart to check your credit report to see what your options are. You can get one free credit report a year, and this will determine what the interest rate on your mortgage will be, along with what kind of loans you can apply for. A good rule of thumb is that a good credit score is 720 or above, while the minimum to secure a loan through FHA is 580 or over.

Step 2

Decide on a Budget

It is important to find out how much you are willing to pay to buy a home. Make sure to include mortgage payments into your budgeting, because even if you qualify for an expensive house you will probably not want that high a payment for the long term. Doing things like using a mortgage affordability calculator and researching the housing market so that you can think of a concrete number that will be affordable for you.

Step 3

Find a Real Estate Agent

When you’re looking to buy a home, it’s crucial that you have complete trust in your real estate agent, as they will serve as your primary guide and support throughout the entire home buying journey. To ensure you’re working with someone who is reliable and trustworthy, it’s a good idea to check out online reviews. Additionally, you can reach out to friends and family for their recommendations. It’s beneficial to gather a list and interview a few potential agents. This will help you identify the agent who aligns best with your needs and preferences.

Step 4

Get Pre-Approved

Getting pre-approved for a loan to buy a home could make you more likely to get your offer accepted down the line. In pre-approval, a lender will pull your credit information and then give you a letter stating how much they would be willing to lend you. This gives the sellers some confidence in you because they know for sure that you will be able to afford their home.

Step 5

Start Looking at Homes

By now, since you’ve done all of your financial prep and talked to an agent, you probably have a pretty good idea of what kind of house you would like and in what area. Your agent can also help you greatly here, as they will have a good knowledge of properties coming on the market and homes like the ones you are looking for.

Step 6

Make an Offer

Once you’ve found a home that you are excited about, your agent will help you decide on an offer based on the listing price of the property. Your agent will understand how to craft your offer, based on the current market, whether there will need to be contingencies, or whether you need an inspection.

Step 7

Home Inspection

When you’re looking to buy a home, the inspection day is significant. If the inspector discovers any hidden issues, you can discuss these with the seller, potentially adjusting your offer. Additionally, this is a good opportunity to take measurements inside the house since it’ll be your last chance to do so before the final purchase.

Step 8

Get Insurance and Utilities

If you have owned a home already, you will only have to call your insurance agent and let them know you’re buying a new home. But, if this is your first home, you will need to get homeowner’s insurance. Lenders require insurance, and it is a critical part of protecting your investment. You will also want to make sure you have utilities set up for your move-in date, because you will not want to arrive, ready to move in, only to find that you have no electricity.

Step 9

Close on Your Home

When you’re ready to buy a home, think of the closing day as the big finale! It’s when you’ll sign all the papers making the house officially yours. Having your agent with you is like having a trusty sidekick; they’ll ensure everything’s cool and goes off without a hitch. It’s always good to double-check things, right?

Step 10

Move In!

Congrats, you’ve made it to step 10 – the home stretch! When you buy a home, there’s a special date in your contract that tells you when you can move in. Once that day rolls around, it’s time to turn that house into your very own cozy space. High five!

Want to Buy a Home? Contact Our Agents Today!

Our team is ready to help you buy a home. Contact us and we can get started today!

Willamette Valley Real Estate Team

(971) 237-9674

[email protected]

Homes for Sale in Willamette Valley

Real Estate Communities We Serve

Recent Customer Reviews

5 Over 29 Reviews

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Christie Maben 3 year ago

Top notch team that takes care of their clients

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Sean Carstensen 3 year ago

Anna was on top of her game from the start with us. We are so happy with the service she provided on a very short moving window. Thanks Anna!

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Steven James Zimmerman 3 year ago

Great team to work with. If you need to sell or buy this team is amazing to work with.

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Zumze Malik 2 year ago

As far as Forex trading is concerned Mrs MELISSA LEPORE is the best trader I've ever come in contact with who helped me make huge profits beyond my expectations don't hesitate to reach out to her
WhatsApp:+1 (765) 351-3234
Email:[email protected]
https://www.facebook.com/melissalepore418fx

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Sean Carstensen 3 year ago

Anna was on top of her game from the start with us. We are so happy with the service she provided on a very short moving window. Thanks Anna!

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Pearl Shan 8 months ago

Jon was an absolute pleasure to work with. He represented us as both seller and buyer in back-to-back transactions. Jon and his team were easy to work with, communicative, and expertly navigated us through the sale and purchase of our home. Jon was helpful and knowledgeable through every step of the process, and we truly appreciate how easy and friendly he was to work with. We highly recommend Jon. A huge thank you to the entire Willamette Valley Real Estate Team for your hard work and dedication to your clients!!

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Sam Humphrey 6 months ago

Jacob and Bethany were amazing to work with. They always answered when you called and were always on top of getting you the information that you needed. I highly recomend!

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Sean and Sarah Carstensen 2 year ago

We moved to McMinnville from a different area and Anna/Willamette Valley Real Estate Team was and continues to be a fantastic realtor to work with as we transition to our new town. Throughout the process, Anna provided clear and consistent communication to us and was very helpful in answering all of our questions. Buying a home can be quite cumbersome, but we felt more confident going through the process with Anna and her team on our side. We had some glitches in part of the closing process due to inclement winter weather (causing us not to physically be present for a final home walkthrough), but Anna made sure to FaceTime us and take us through with the builder and advocate on any issues on our behalf. We highly recommended Anna and her team for all your real estate needs!

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chris vogel 3 year ago

Jon did an outstanding job selling a home in a challenging market. Interest rates were up, sales were down and yet he got the job done. Stayed in top of showings and marketing and helped navigate a win-win for all. He went above and beyond getting the home "show" ready. Highly recommend if you want someone who is 100% on your team.

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Kim Dunckel 8 months ago

We've worked with the Willamette Valley Real Estate Team on several transactions and can honestly say we always look forward to the next one. From start to finish, they made the entire process smooth with prompt communication on any changes and continued to keep my team in the loop throughout the process. Bethany is very responsive, and always one step ahead. Jon Gross, Jacob Hemstreet and their team works together to keep within the timeline of closing. Always has someone available to answer questions and provide updates. We genuinely look forward to the next deal with them.

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Sharon L 8 months ago

Willamette Valley Real Estate Team, you are amazing! From word of mouth, we found THE BEST realtor team in McMinnville, Oregon. I only wish I could take them with me wherever I go! Our Team: Jacob, Bethany, Jon, Amanda and Anna gave us their all. We saw how they tirelessly worked for us. That made us feel secure in the outcome, and they delivered!
When it comes to customer service, we had their unfailing support. When we found ourselves not quite prepared for what it takes to get a property ready for sale, these guys did whatever it took to keep us on track. We really had THE dream team. All of them were multi-talented and able to solve virtually every challenge that came up. They always quickly responded to questions, suggested solutions and never failed to offer help when we needed it. This company loves what they do. They are professional, ethical, creative, and hard working. They care. They give back to the communities around them. This is a TOP SHELF company.
You won’t find a better team or a better company. I highly recommend them. Best experience I’ve ever had. Five stars without a doubt!

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Linda Shults 7 days ago

Jon Gross was extremely helpful, and compassionate with selling our sons house in McMinnville. Sadly our son passed away a year ago. He left no will or instructions for disposal of the house. Jon was referred to us and we are extremely glad he was. He was helpful, responsive and knowledgeable. He always kept us in the loop of what was happening. It was a long distance correspondence since he is in Oregon and we are in NY. We never doubted his ability and earnestness in being as helpful as possible. We are so glad he was there for us and highly recommend him.

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Deborah McClain 5 days ago

Best Real Estate Team ever! I'd highly recommend them to anyone looking to buy or sell. Super friendly, knowledgeable and very professional. They really care about people not just their clients. Best move I ever made was signing them on to represent me in buying my home.

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staci schoening 2 year ago

This was the best team we could ever have imagined working with. Went Above and beyond, very kind, hard working people. Became our friends as well. I will always go through them. I will always recommend them to everyone I know. You can’t find a better company and people to work for you!

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Mary Beth 2 year ago

When they say the protect your head, heart and wallet, they really mean it. We chose Jon and his team for a long distance move and they made it so easy. They were always available when we needed something and Jon even provided a little "therapy" when things didn't go quite as planned. We appreciate the kind and professional suggestions and advice that we received and we would highly recommend them to anyone needing a realtor. We would give 10 starts if we could!!! Thank you Willamette Valley Real Estate Team.

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Stephen Fouch 2 year ago

My wife and I bought our first house using this team. They were absolutely fantastic and easy to work with! They made the whole process fun and pain free, while remaining very flexible with us. Cannot recommend them enough!

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Gavin Huckins 2 months ago

Always a pleasure crossing paths with likeminded professionals that cares for our industry in such a way to benefit the interests of buyers and sellers. The Willamette Valley is a positive influence for Real estate in the Portland metro and surrounding market. Whether buying or selling you can't go wrong with these guys!

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Shaun Strong 10 months ago

Love their heart for the community! We are part of several nonprofits, that today needed a vehicle to help somebody move. Within minutes, we had use of their moving truck and made the move happen within a couple hours. Great people doing great things in this community!

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Tiffany 9 months ago

Our home buying process had lots of ups and downs. We were thankful for Jacob and his team and their guidance and support through the process. Jacob was a great resource before, during, and after we purchased. We hope to be here a few years at least, but plan to work with Willamette Valley Real Estate Team again.

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Diann Marten 3 year ago

Anna and Jon responded to our every need. They were always available for questions and helped us find the perfect home!

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